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Rev.12/2010

FACTS

WHAT DOES CITY NATIONAL BANK OF TAYLOR DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number

  • Account balances

  • Transaction history

  • Account transactions

  • Credit card or other debt

  • Checking account information

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers'

personal information; the reasons The City National Bank of Taylor chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does City National Bank of Taylor share?

Can you limit this sharing?

For our everyday business purposes-

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes-

to offer our products and services to you

No

We don't share

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes-

information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes-

information about your creditworthiness

No

We don't share

For affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

We don't share

To limit
our sharing

• Call Toll-free 1-800-848-8472 ext.2239- our menu will prompt you through your choice(s) Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 512-352-8523 or 1-800-848-8472 or go to www.cnbt.bank

 

Who we are

Who is providing this notice? The City National Bank of Taylor

What we do

How does The City National Bank of Taylor protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does The City National Bank of Taylor collect my personal information?

We collect your personal information, for example, when you

  • Open Accounts or Apply for a Loan

  • Make deposts or withdrawals from your account

  • Provide account information or give us your contact information

    We also collect your personal information for others, such as credit bureaus, affiliates, or other companies

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes-information about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for nonaffiliates to market to you

    State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choice will apply to everyone on your account

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Our affiliates including:

• Financial companies such as: GSM Insurors, Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• The City National Bankk of Taylor does not share with nonaffiliates so they can market you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• The City National Bank of Taylor doesn't jointly market.

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