APY = Annual Percentage Yield. Rates and APYs accurate as of March 1, 2025.
Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Kasasa Cash®* Learn More
| Balance | Minimum Opening Deposit |
Interest Rate |
APY |
|---|---|---|---|
| 0 to $20,000 | $100 | 5.60% | 5.75% |
| $20,000+ | $100 | 0.50% | .51% to 5.75% |
| All balances if qualifications not met | $100 | 0.01% | 0.01% |
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH credit transaction, ATM deposit or mobile deposit
- At least 15 debit card purchases
- Maintain a valid email address on record with City National Bank of Taylor
But if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Kasasa Saver®* Learn More
| Balance | Interest Rate | APY |
|---|---|---|
| 0 to $10,000 | 0.499% | 0.50% |
| $10,000+ | 0.05% | 0.50% to 0.09% |
| All balances if qualifications not met | 0.01% | 0.01% |
Qualifications to Earn the Higher Rate
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH credit transaction, ATM deposit or mobile deposit
- At least 15 debit card purchases
- Maintain a valid email address on record with City National Bank of Taylor
But if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate in Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.
Premier Money Market Learn More
| Balance | Interest Rate | APY |
| $50,000 to $249,999 | 1.98% | 2.00% |
| $250,000 and up | 3.44% | 3.50% |
| Balances less than $50,000 | .05% | .05% |
Account is available to all personal and business accounts. At the Bank's discretion, we may change the interest on your account at anytime. There are no maximum or minimum interest rate limits for this account. Minimum Balance required to open account is $50,000.
Best CD Rates
| 8 Month CD* | Interest Rate | APY |
| $10,000 and up | 3.33% | 3.35% |
|
8 Month Jumbo CD** |
Interest Rate | APY |
| $250,000-$249,999 | 3.48% | 3.50% |
| $500,000 and up | 3.73% | 3.75% |
CD will mature after term and will be paid rate until maturity.
*An opening deposit of $10,000 is required to open an 8 Month CD. Learn more.
**An opening deposit of $250,000 is required to open an 8 Month Jumbo CD. Learn more.
We may impose a penalty if you withdraw any or all funds before the maturity date. The penalty imposed will equal 90 days of interest on your account. CD's opened or renewed with balances less than minimum opening deposit will earn an interest rate and annual percentage yield of .01% for any CD term.
Business Checking
Free Business Checking
- Online Banking with Cash Management
- Internet Bill Payment
- First Order of Business Checks On Us
- Tap to Pay Business Debit Card
For additional information please contact us, (512) 352-2265 ex. 2290